Wind Mitigation Inspection in Hollywood
Form OIR-B1-1802, where homes here answer the Region question as HVHZ.
Roof · Electrical · Plumbing · A/C · Hollywood, FL
4-Point Inspection in Hollywood, FL
Need a 4-point inspection in Hollywood, FL for a new policy or a renewal? We document the roof, electrical, plumbing and A/C in the format insurers ask for, usually with the report the same day. It is a common request in a city where so many homes are decades old.
- SystemsRoof · Electrical · Plumbing · A/C
- Citizens ruleHomes over 20 years
- ReportTypically same day
- Bundle+ Wind mitigation
4-point in Hollywood
What Underwriters Notice on Hollywood 4-Point Reports
Citizens requires a 4-point on homes more than 20 years old, and private carriers set their own limits. In Hollywood, most houses are well past that mark, and these are the items that draw questions.
Local field sheetHollywood, FL
Sheet · 4-Point InspectionA planned city from the 1920s that grew in layers: older houses around downtown and Hollywood Lakes, mid-century ranch homes west of I-95, gated subdivisions further west and condo buildings along the beach.
- County
- Broward County, FL
- Building code zone
- High-Velocity Hurricane Zone (HVHZ)
- From our office
- 4.9 miles from 3610 N 65th Ave, Hollywood
- Typical homes
- CBS ranch homes from the 1950s to the 1970s, with older houses near downtown and newer subdivisions out west
- Roofs
- Clay and concrete tile, shingle, and flat sections on additions and carports
- Condos
- Towers and older low-rise buildings on Hollywood Beach and along the Intracoastal
- Water and salt
- Canals in Hollywood Lakes and salt air near the beach. Flood zones vary by address
- ZIP codes
- 33019 · 33020 · 33021 · 33023 · 33024 · 33026
Neighborhoods we cover
- Hollywood Beach
- Hollywood Lakes
- Downtown Hollywood
- Emerald Hills
- Hollywood Hills
- Driftwood
- West Hollywood
- Boulevard Heights
- Park East
- Lawn Acres
- Oakridge
- West Lake Village
- Royal Poinciana
Panels from the 1960s and 1970s
Federal Pacific, Zinsco and similar panels were installed in homes of that era, and many carriers will not accept them. If yours is still in the wall, it is far better to know before your policy deadline.
Galvanized and polybutylene lines
Older Hollywood homes may still have galvanized supply lines, and homes plumbed from the late 1970s to the mid-1990s may have polybutylene. Insurers ask about pipe material directly, so we identify what we can see.
Roof age and flat sections
A flat section over an addition can be older or more worn than the main roof, and the report covers both. Citizens wants proof of five years of useful life on soft roofing over 25 years old or hard roofing over 50.
The four systems
What a Hollywood 4-Point Inspection Covers
Scroll the checklist, or tap a pin, to see what an underwriter wants to know about each system in your home.
-
Roof
Covering type, age, condition and remaining useful life, including any flat sections over additions. We note leaks, damage and missing pieces.
Age · condition · remaining life -
Electrical panel & wiring
Panel brand and amperage, breakers and wiring type. Double-tapped breakers and exposed splices are easy to miss and common in older Hollywood homes.
Panel brand · amperage -
Plumbing
Supply and drain material, visible leaks, fixtures and shutoffs. Older homes here may show galvanized supply lines or cast iron drains.
Pipe material · leaks -
Water heater
Age, location, TPR valve and discharge line, plus signs of leaking. Carriers often ask for the year, so we photograph the data plate.
Age · TPR valve -
Heating & air conditioning
Manufacture year and operation of the air handler and condenser. Salt air on the east side of Hollywood can age a condenser early.
Age · operation
Why insurers ask
Why Your Hollywood Insurer Wants a 4-Point
Roof, electrical, plumbing and A/C are behind a large share of property claims, and older systems are what underwriters worry about. Hollywood's housing boom came decades ago, which puts many homes squarely in the age range where carriers want documentation before they write or renew a policy.
A 4-point is not a full home inspection. It is a focused report on those four systems, made for an underwriter to read. That makes it fast: a short visit, usually a same-day report, and enough time to get a contractor's quote if something needs attention before your deadline.
- Insurer-ready report with photos of each system
- Same- or next-day visits when your deadline is tight
- Book it together with a wind mitigation inspection
Older Hollywood homes
Citizens asks on homes more than 20 years old. Private carriers each set their own limit, so check with your agent.
No surprises at renewal
See what an underwriter will see while there is still time to replace a panel or repair a leak.
Insurer-ready report
Clear photos and the details carriers ask for: ages, materials, amperage and condition.
Buying an older home
Order it during your inspection period to confirm the home can be insured before you close.
Know before you file
Common 4-Point Deal-Breakers in Hollywood Homes
Each insurer sets its own guidelines, but these findings come up again and again in homes of Hollywood's age.
- Federal Pacific, Zinsco or Challenger panelsOlder panel brands many insurers won't accept without replacement.
- Aluminum branch wiringCommon in some 1960s–70s homes; often requires remediation or an electrician's evaluation.
- Cloth or knob-and-tube wiringOlder wiring types that most carriers decline.
- Polybutylene supply linesGray plastic plumbing known for failures and a frequent deal-breaker.
- Roof at or past the insurer's age limitEach carrier sets its own maximum roof age and condition requirements.
- Active leaks or water damageVisible leaks at fixtures, the water heater or the roof are flagged.
- Double-tapped breakers or exposed splicesFixable electrical hazards an underwriter will ask about.
- HVAC not workingThe system must be operating and in reasonable condition at the time of inspection.
If we find one of these, we explain it in plain English so you can get a quote from a licensed electrician, plumber or roofer before your policy deadline. Insurer guidelines vary, and your agent has the final word.
Simple from start to finish
How a Hollywood 4-Point Inspection Works
Tell us your deadline
Policy expiring or closing soon? From our Hollywood office, same- or next-day appointments are often available.
Four-system inspection
We inspect and photograph the roof, electrical panel and wiring, plumbing, water heater and A/C.
Same-day report
You receive the completed 4-point report with photos, usually the day of the inspection.
Send it to your agent
Forward it to your insurance agent. If something needs work, we explain it in plain English.
Your inspector
Peter Lemos, Certified Master Inspector®
Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.
2008Since
4.9★Google
3Counties
24hReports
Client notes · Google reviews
What South Florida Homeowners Say
4.9 Based on 82 Google reviews
“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”
“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”
“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”
“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”
“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”
“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”
Good questions
4-Point Inspection FAQs for Hollywood, FL
Answers for Hollywood homeowners and buyers. Don't see yours? Call (954) 297-0317.
Does my Hollywood home need a 4-point inspection?
If it is older, probably. Citizens requires one for homes more than 20 years old, and private carriers set their own limits, often between 20 and 30 years. Your agent can tell you exactly what your carrier wants.
How long is a 4-point inspection valid?
Each insurer sets its own rule, but many accept a report for about a year. Check with your agent before reusing an older one, especially if you have replaced the roof or panel since.
What if my home has an old electrical panel?
We document what is there. We do not pass or fail homes, but some panel brands are often declined by carriers. If that may be an issue, you can get a quote from a licensed electrician before your deadline.
Is a 4-point the same as a home inspection?
No. A 4-point is a limited insurance report on four systems. A full home inspection looks at the whole property and is what you want as a buyer. Many buyers in Hollywood order both.
Can you do a wind mitigation inspection at the same time?
Yes, most Hollywood clients book both. We complete the 4-point and the wind mitigation form in one visit, which also saves you a second appointment.
How fast can I get the report?
Usually the same day. We are based in Hollywood and work seven days a week, so appointments are often available the same or next day.
Often booked together
Other Inspections in Hollywood
Hollywood homeowners often pair a 4-point with these, especially before a renewal. All inspection services in Hollywood
Roof Inspection in Hollywood
Drone and attic inspection for the tile and flat roofs common across the city.
Home Inspection in Hollywood
Top-to-bottom inspection for buyers and sellers, from Emerald Hills to Boulevard Heights.
From our blog
Learn More Before You Book
Plain-English guides to the questions we hear most, from Florida law to what insurers ask for. All articles
Insurance inspections
4-Point and Wind Mitigation Inspections: What You Need
Roofs and insurance
Florida Roof Age Rules for Home Insurance (2026)
Also nearby
4-Point Inspections Near Hollywood
Older homes are not unique to Hollywood. We do the same report in the neighboring Broward and Miami-Dade cities.
4-Point Inspection in nearby cities
Free estimate
Schedule Your Hollywood 4-Point Inspection
Call or text for the fastest response. We answer seven days a week and can often inspect the same or next day.