
4-Point Inspection in West Palm Beach
The insurer's report on roof, electrical, plumbing and A/C, common for pre-war houses and 1970s condo units.

Barrel tile · Flat · Shingle · Metal · West Palm Beach
A roof inspection in West Palm Beach, FL often means more than one roof: barrel tile up front, a flat section behind the parapet and perhaps a shingle addition out back. We photograph all of it, from the air or close by, study the underside in the attic and estimate what life remains.
Roofs in West Palm Beach
Flamingo Park, El Cid and Prospect Park are known for Mission and Mediterranean Revival houses, and those styles put water in places a simple gable never does.
A Flagler-era city on the Lake Worth Lagoon: 1910s to 1930s historic districts near downtown, towers on Flagler Drive, post-war growth westward with former wetlands filled for building, and gated communities out by Grassy Waters.
Mission-style houses often hide a flat roof behind a stucco parapet, draining through scuppers. Debris at a scupper can pond water, and the parapet's top and inside face are leak paths a plain tile roof doesn't have. We look at how the water leaves, not only at the surface.
Barrel tile can look historic and still be a recent installation, and the reverse is also true. What matters is the underlayment and the permit date. The city's Civic Access portal searches permits by address, which helps when the seller's paperwork is gone.
A permit is needed, and if the new roof would change the exterior appearance of a house in a local historic district, so is a Certificate of Appropriateness. We don't decide that, but we tell you plainly what condition the roof is in, so you can plan ahead.
On the roof
Follow the drone down the list, or tap a pin. Switch to X-ray for the view from inside the attic.
Cracked or slipped barrel tile, worn shingles that have shed granules, rusted metal and blistered flat membranes. Each material on an older roof here ages at its own pace.
Tile · shingle · flat · metalCaps along ridges and hips, plus the mortar or foam that keeps them in place. Older barrel tile hips deserve a close look after a windy season.
Caps · adhesionVents, pipe boots, chimney and wall flashing, plus parapet copings and scuppers, where many leaks start on Mediterranean Revival and Mission-era roofs.
Flashing · parapets · scuppersFascia, soffit, exposed rafter tails and drip edge. On bungalows with open eaves, old wood gets checked for rot, gaps and ways in for pests.
Rot · gapsInside the attic, stains, pinholes of daylight and soft spots tell the story. Older houses often have board decking, so we check along the boards for past leaks.
Seen from the atticIntake and exhaust vents move heat and moisture out. Many pre-war attics were not built with modern ventilation, and insulation added later can block what exists.
Heat · moisture
Why inspect the roof
Insurers judge the roof, not the house. A 1925 home with a recent roof can raise fewer questions than a 2005 home with its original one, because Florida law and carrier rules look at roof age. Under Section 627.7011, an insurer can't turn down a policy solely over the age of a roof younger than 15. Past that, if an authorized inspector finds five or more years of useful life, age alone can't be the ground for refusal.
Peter covers the tile, flashing, parapets and edges from close range or by drone, then climbs into the attic for the view from below. Old barrel tile can break underfoot, so a drone usually gives a better view at no risk to the roof. You receive photos of every section and an estimate of the remaining useful life, which also feeds a 4-point report if your insurer asks for one.
Find out what the roof needs before you close, especially where several roof types meet.
Citizens wants documentation of five years of useful life on soft roofing over 25 years old or hard roofing over 50.
Photos taken soon after wind or record rain give your roofer and your insurer something to work with.
Put the roof's condition in front of buyers early, so it stops being a point of argument.
Know your roof
Typical service life for the coverings on houses here, and the weak points of each.
| Roof type | Typical service life | What we look for |
|---|---|---|
![]() | 30–50 years for the tiles; underlayment often 20–25 | Cracked or slipped tiles, underlayment age, ridge and hip adhesion, flashing |
![]() | About 15–20 years in South Florida sun | Granule loss, curling or lifted tabs, nail pops, worn flashing |
![]() | 40+ years | Fasteners, seams, rust, coating condition and flashing at walls |
![]() | About 10–20 years | Ponding water, blisters, open seams and flashing at parapets |
Typical ranges only. Actual life depends on installation, maintenance and storm exposure, and your insurer may apply its own age limits.
Simple from start to finish
A purchase, an insurer's letter or storm damage: your reason decides what the report stresses.
We document every section, including parapets and flat areas, then go into the attic.
Each finding gets a photo, and the summary estimates how much useful life is left.
One clear document for your agent, insurer or roofer.

Your inspector
Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.
Client notes · Google reviews
“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”
“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”
“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”
“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”
“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”
“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”
Good questions
What West Palm Beach owners ask about their roofs. Don't see yours? Call (954) 297-0317.
Try the city's Civic Access portal, which searches permits by address or permit number. If your parcel is in unincorporated county land, as Century Village is generally described, the county's permit center is the place to ask. We can also judge age from what we see, but a permit date is stronger.
Yes, but plan for review. In West Palm Beach, work that changes the exterior appearance of a historic structure needs a Certificate of Appropriateness. A change of material or tile profile is the kind of thing to raise with city preservation staff before you sign a contract.
Not solely for age while the roof is under 15 years old, under Section 627.7011. At 15 or more, the insurer must allow an inspection at your expense, and can't refuse on age alone if the roof shows 5 or more years of useful life. Licensed home inspectors can qualify, subject to insurer approval.
We avoid it. Those curved tiles are easy to crack, so the drone, nearby vantage points and the attic do that work. On flat sections and shingles, we walk the roof when it is safe to do so.
Whether water is actually leaving. We look at ponding, debris, the membrane and the seal where the roof meets the parapet. Scupper problems often show up first as a stain on a ceiling or wall inside, so we check those rooms as well.
Yes. Visible wind and storm damage gets photographed while it is fresh, so your roofer and your insurer see the same record. We report condition, and we have no roofing work to sell.
Yes, every home inspection looks at the roof. A standalone inspection goes further and makes sense when the roof is the one thing you need answered.
From our blog
Plain-English guides to the questions we hear most, from Florida law to what insurers ask for. All articles
Also nearby
Tile, shingle and flat roofs run all the way down the coast. We inspect them in these cities too.

Free estimate
Call or text for the fastest response. We answer seven days a week and can often inspect the same or next day.