Wind Mitigation Inspection Aventura, FL

Wind forms in a tower city

Aventura Condo Owners and the Wind Form: What You Can and Cannot Do

Most wind mitigation pages are written for a house. Here, that leaves out most of the people reading, so this is the honest version for a unit owner.

Local field sheetAventura, FL

Sheet · Wind Mitigation

A city of about 3.5 square miles, a quarter of it water, built mainly as condo towers from the 1970s on around Turnberry and Williams Island, with smaller pockets of townhomes, villas and gated single-family homes.

County: Miami-Dade County, FL
Building code zone: High-Velocity Hurricane Zone (HVHZ)
From our office: 7.7 miles from 3610 N 65th Ave, Hollywood
Typical homes: Condo towers from the 1970s to the 2010s, 1960s mid-rises at Point East, some townhomes and villas
Single-family: Few: gated enclaves such as Island Estates, with homes listed from about 2000 to 2009
Roofs: Association roofs on towers. On townhomes and villas, the community's documents decide who holds them
Condos: More than 40 condo developments by one 2013 count. Recertification runs under Miami-Dade Section 8-11(f)
Water and salt: Intracoastal, Dumfoundling Bay, Maule Lake and the Ojus Canal. Flood zones vary by address
ZIP codes: 33180 · 33160

Neighborhoods we cover

Turnberry Isle
Williams Island
Country Club Drive
The Waterways
Point East
Island Estates
Mariner Village
Golden Pointe
Portsview
Aventura Marina
The Hamptons
Island Way
Harbor Village
Terzatto Villas
Aventura Bay
Parc Central

In a tower, most of the form is out of your hands
Items 3 through 8 cover slope, covering, deck, roof-to-wall connections, geometry and a sealed deck. On a tower, that is the association's roof, often out of reach and impossible for one owner to change. Where we cannot verify a feature, we do not guess.
What a unit owner can actually change
Windows and sliders. Under Section 718.113(5), Florida Statutes, each board adopts hurricane protection specifications and may not refuse an owner's installation or replacement that conforms to them, though it can require a unified look. That is your real lever, and the weakest opening still sets item 9.
Ask your agent before you order
How a unit policy (HO-6) treats a wind report varies by carrier, and some may give it little or no weight. Credits for the building's roof are a matter for the association's own policy. A short call to your agent can tell you whether a report would change anything.

Form OIR-B1-1802 · Rev. 04/26

Nine Form Items, Read for an Aventura Address

Scroll or tap a pin. Each note says what the item means on a house or townhome here, and where a tower unit owner drops out of the picture.

1. Building code
Year built and permit date set the answer. Island Estates homes, dated about 2000 to 2009 in listings, can land on different options, so bring the permit date.
Year built · permit date
2. Region
Aventura is in Miami-Dade, so every address answers HVHZ. Just north in Hallandale Beach, Broward gives the same answer. Palm Beach County does not.
HVHZ
3. Roof slope
We measure whether at least two-thirds of the main roof area reaches 6:12. Tower roofs are typically flat, so this mostly matters on townhomes and houses.
6:12 or steeper · below
4. Roof covering
Every covering in use, with a permit date or product approval. If a townhome re-roof left you no paperwork, try the city's building department.
Permit · product approval
5. Roof deck attachment
From the attic we read nail size and spacing, recording the weakest we can verify. Townhome attics can be tight, and a tower unit has none to read.
Attic access needed
6. Roof-to-wall attachment
Clips, single wraps and double wraps have to be seen, and the 2026 form accepts documented retrofit connectors too. On attached homes we check at your section.
Clips · wraps · connectors
7. Roof geometry
Hip, flat or other. We read the roofline of the whole townhome row rather than just your section, because a shared roof has one shape.
Hip · flat · other
8. Sealed roof deck (SWR)
Standard underlayment and hot-mopped felt do not qualify. On a home from the 2000s, the coming re-roof is the natural moment to ask your roofer about a sealed deck.
When verifiable
9. Opening protection
The one item a unit owner can really influence. Windows, sliders, doors and skylights all count, and one unprotected opening can set the answer.
Weakest opening counts

Inspector checking a clay tile roof during a wind mitigation inspection in Hollywood, FL

Roof check

Why it matters here

Why Aventura Owners Ask About a Wind Mitigation Report

This city sits in the High-Velocity Hurricane Zone, with the bay and the Intracoastal along its east side. Hurricane Wilma broke high-rise windows and flooded upper-floor condos here in 2005, according to a community article on the city. That history helps explain why openings get so much attention from owners, boards and insurers.

Section 627.0629, Florida Statutes, requires insurers to offer credits for construction features that reduce windstorm damage, but the features have to be documented. For a house or a townhome with its own roof, Peter goes through the attic, roof and openings, attaches a photo or document for each item from 2 through 9 and signs the current form. It stays valid for up to five years if no material changes are made and no inaccuracies are found.

Associations have their own route. The My Safe Florida Condominium Pilot Program, which depends on yearly funding from the Legislature, takes applications only from associations, not from individual owners, and it covers work on roofs and openings. Ask your board whether it applies. For background on the form, see our guide to wind mitigation.

Current Rev. 04/26 form with supporting photos
A straight answer for unit owners before you book
Can be combined with a 4-point in one visit

Houses and townhomes
With your own roof, documented straps, roof shape and openings can reduce the windstorm part of the premium.
Five years of use
One report can serve renewals and new policies, as long as the structure does not materially change.
Replacing windows or sliders
Keep the permit and product approval. If your carrier credits opening protection, that paperwork is what proves it.
Buying a house here
Order the report during your inspection period, so the insurance quote reflects the real home before you close.

Your report, explained

How the OIR-B1-1802 Form Reads for Aventura Homes

The current form has nine items, and items 2 through 9 each need a photo or document. It assumes a roof and attic you can reach, which is why it fits a house better than a tower unit.

State of Florida · Form OIR-B1-1802 (Rev. 04/26)Uniform Mitigation Verification Inspection

01Building codeFBC 2001+
02RegionHVHZ
03Roof slope6:12 or steeper
04Roof coveringFBC-approved
05Roof deck attachment8d @ 6"/12"
06Roof-to-wall attachmentDouble wraps
07Roof geometryHip roof
08Sealed roof deck (SWR)SWR present
09Opening protectionImpact-rated

Peter LemosInspector signature · CMI®

How to get the most from your report

Have permits handy: Roof, window and shutter permits or product approvals help prove dates and ratings.
Clear the attic access: Most of the form is answered from the attic, so we need to reach the hatch safely.
Every opening counts: Opening protection is only credited at its best level when every window, door and skylight is protected.
Update after upgrades: A new roof, shutters or impact windows can move you into a better category, so order a new report.

Simple from start to finish

Booking a Wind Mitigation Inspection in Aventura

Call before you book
Tell us if it is a house, townhome or unit. If your agent sees no credit for you, there is no reason to order one.
Attic, roof and openings
Peter photographs the attic framing, roof covering and every window and door he can reach.
Signed form, usually same day
The completed OIR-B1-1802 and its photos normally reach you on the day of the visit.
Your agent takes it from there
Send the report along. The insurer decides which credits apply to your policy.

Peter Lemos, certified home inspector in South Florida

Your inspector

Peter Lemos, Certified Master Inspector®

Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.

Meet Peter

2008Since

4.9★Google

3Counties

24hReports

Client notes · Google reviews

What South Florida Homeowners Say

4.9 Based on 82 Google reviews

“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”

Monique M.4-point & wind mitigation

“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”

Kendry A.Home inspection

“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”

R. Mast4-point inspection

“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”

Mari H.4-point & wind mitigation

“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”

NeilInsurance inspection

“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”

Angela C.Insurance agent, State Farm

Read all 82 reviews on Google Leave a review See all client reviews

Good questions

Wind Mitigation Questions for Aventura Owners

Many of these come from condo owners, since that is who lives here. Otherwise, call (954) 297-0317.

I own a condo in an Aventura tower. Is a wind mitigation report worth it?

Ask your agent first. How an HO-6 policy treats a wind report varies by carrier, and much of the form covers a roof you do not control. If your agent says it can help, we document your windows and sliders and report what can be verified.

Can I install impact windows in my unit without the association?

You generally need to follow the board's specifications. Each board adopts hurricane protection specifications and may not refuse an installation or replacement that conforms to them, but it can still require a uniform exterior look. Get them in writing before you buy anything, and check what permits you need.

Is Aventura in the High-Velocity Hurricane Zone?

Yes, the whole city is. The zone in the Florida Building Code covers only Miami-Dade and Broward, so item 2 on your form reads HVHZ at any Aventura address. Roof and window products here are generally expected to carry approvals such as a Miami-Dade Notice of Acceptance.

Can a townhome be documented on the form?

Many can, as long as we can reach the attic and see the connections. We read the shape of the whole row's roof, not just your section. Carriers can differ on how they treat attached homes, so check with yours before you order.

I have a home on Island Estates. What should I have ready?

Permits and product approvals for your roof, windows and shutters, and the original permit date if you have it. Listings date those homes to about 2000 through 2009, and the date decides which building code answer applies on item 1. Clear access to the attic hatch helps too.

My report is on the older form. Do I need a new one?

Inspections since April 1, 2026 use Rev. 04/26. Citizens says it still accepts the January 2012 version if it was completed in the five years before that date and the structure has not changed. Other carriers may differ, so your agent has the last word.

What is the difference between a wind report and a 4-point?

The wind form records features that can earn credits. A 4-point inspection reports the condition of the roof, electrical, plumbing and A/C so the insurer can decide on the policy. A townhome or house in Aventura may need both, and both fit one visit.

Often booked together