4-Point Inspection in Davie
The insurer's report on roof, electrical, plumbing and A/C, now reaching homes from the early 2000s.
Form OIR-B1-1802 · Rev. 04/26 · Davie, FL
Wind Mitigation Inspection in Davie, FL
A wind mitigation inspection in Davie, FL records the hurricane features your insurer can credit, on the current OIR-B1-1802 form. In a town where building ran through several code changes, your permit date can matter as much as your roof. The report usually reaches you the same day.
- FormOIR-B1-1802 (Rev. 04/26)
- Region answerHVHZ, all of Broward
- Item 1 hereSet by your permit date
- ValidUp to 5 years
Wind mitigation in Davie
Why Permit Dates Drive a Davie Wind Mitigation Report
Subdivisions here went up on both sides of the big code changes, so neighbors can get different answers on the same form. These are the spots where that shows up.
Local field sheetDavie, FL
Sheet · Wind MitigationA town with rural roots that grew in layers: horse properties and acreage lots, planned subdivisions from the 1980s on, condos and townhomes near the campuses and golf courses, and a long list of mobile home parks.
- County
- Broward County, FL
- Building code zone
- High-Velocity Hurricane Zone (HVHZ)
- From our office
- 3.1 miles from 3610 N 65th Ave, Hollywood
- Typical homes
- Acreage and horse properties, subdivisions from the mid-1980s to the 2000s, and older homes in Old Davie
- Mobile homes
- An older Town report counted about 25 parks and more than 5,400 units
- Condos
- Garden condos at Pine Island Ridge and near the campuses, plus townhomes in gated communities
- Water and sewer
- Town or City of Sunrise service in many areas, private wells and septic on some lots
- Flood exposure
- Most of the town's mapped flood zone lies in the C-11 West basin. Check by address
- ZIP codes
- 33312 · 33314 · 33317 · 33324 · 33325 · 33326 · 33328 · 33329 · 33330 · 33331
Neighborhoods we cover
- Old Davie
- Pine Island Ridge
- Forest Ridge
- Long Lake Ranches
- Shenandoah
- Rolling Hills
- Flamingo Groves
- Tropical Estates
- Harmony Lakes
- Poinciana Parc
- New River Estates
Shenandoah and Forest Ridge straddle 1994
Building in these neighborhoods began around the mid-1980s, and Shenandoah ran to about 2000. Item 1's SFBC-94 option exists only in the HVHZ, and a home built in 1994, 1995 or 1996 needs a permit application after September 1, 1994. One street can land on both sides.
Long Lake Ranches and the 2002 cutoff
Homes there went up from the late 1990s into the 2000s, with many around 2002. That puts the FBC 2001 and 2004 option in play, but a house built in 2002 or 2003 needs a permit application after March 1, 2002. The permit decides, not the move-in year.
The barn stays off the form
We complete the form for the home you are insuring. Straps or impact doors on a detached barn or guest cottage will not change the answers for the main house. If those buildings are insured too, ask your agent how the carrier treats them.
Form OIR-B1-1802 · Rev. 04/26
The 9 Items on Your Davie Wind Mitigation Form
Work down the form, or tap a pin, to see what each item asks and where homes in this town tend to differ.
-
1. Building code
FBC 2007 or later, FBC 2001 and 2004, or SFBC-94 for the HVHZ. Homes built here from 1994 onward often need the permit date to settle it.
Permit date decides -
2. Region
Davie is in Broward, so the answer is HVHZ at every address, from the campuses to the western acreage. There is no wind speed to look up.
HVHZ -
3. Roof slope
We measure whether at least two-thirds of the main roof area is 6:12 or steeper. Low-slope porches and additions on ranch-style homes are worth measuring.
6:12 or steeper · below -
4. Roof covering
Each covering, with permit dates or product approvals. If yours are missing, the Town of Davie Building Division handles the permit records you can request.
Permit · product approval -
5. Roof deck attachment
We read the nailing from inside the attic: size, spacing and pattern. Custom homes with mixed framing can take longer to confirm.
8d nails · spacing -
6. Roof-to-wall attachment
Toenails, clips, single wraps or double wraps, each with a photo. The 2026 form also has performance-based options for tested retrofit connectors.
Clips · single · double wraps -
7. Roof geometry
Hip shapes earn the geometry credit. Custom homes around town often mix hips, gables and porch roofs, so we look at the entire roof line.
Hip · flat · other -
8. Sealed roof deck (SWR)
Worth checking after any re-roof. Taped seams or peel-and-stick can qualify when we can verify them. Hot-mopped felt and ordinary underlayment do not count.
When verifiable -
9. Opening protection
The weakest opening decides the whole item, garage doors included. Big sliders and side doors on larger homes are the ones to check before you order.
Weakest opening counts
Why it matters here
What a Davie Wind Mitigation Inspection Puts on Record
Section 627.0629, Florida Statutes, requires insurers to offer credits for construction features that reduce windstorm damage. The catch is paperwork. Straps in your attic do nothing for your policy until they appear on a signed form with a photo, and your carrier decides what each feature is worth. An inland address does not change the code picture, since every home here is in the HVHZ.
The visit usually takes less than an hour on a typical home, and longer on a large custom house. Peter goes through the attic, roof and openings and backs each attribute in items 2 to 9 with a photo or document. Inspections on or after April 1, 2026 must use Rev. 04/26, which is valid up to five years if no material changes are made to the structure and no inaccuracies are found.
- Rev. 04/26 form with a photo or document for each attribute
- Valid up to five years with no material changes
- Easy to pair with a 4-point on the same trip
A credit needs proof
Documented hip roofs, connectors and impact openings can lower the windstorm portion. Amounts vary by home and carrier.
Five-year shelf life
One report can serve renewals and new policies, unless the structure changes or an inaccuracy turns up.
Buying in Davie?
Have it done during your inspection period, so the quote you compare reflects this house instead of a guess.
Re-roofed or new impact glass?
Improvements earn nothing until they reach the form. Order a new report after the work, with permits in hand.
Your report, explained
Reading the OIR-B1-1802 Form on a Davie Home
Nine items, and each attribute in items 2 through 9 needs a photo or document. Your carrier applies the credits from there. Our guide to the report goes deeper.
State of Florida · Form OIR-B1-1802 (Rev. 04/26)Uniform Mitigation Verification Inspection
- 01Building codeFBC 2001+
- 02RegionHVHZ
- 03Roof slope6:12 or steeper
- 04Roof coveringFBC-approved
- 05Roof deck attachment8d @ 6"/12"
- 06Roof-to-wall attachmentDouble wraps
- 07Roof geometryHip roof
- 08Sealed roof deck (SWR)SWR present
- 09Opening protectionImpact-rated
Peter LemosInspector signature · CMI®
How to get the most from your report
- Have permits handy
- Roof, window and shutter permits or product approvals help prove dates and ratings.
- Clear the attic access
- Most of the form is answered from the attic, so we need to reach the hatch safely.
- Every opening counts
- Opening protection is only credited at its best level when every window, door and skylight is protected.
- Update after upgrades
- A new roof, shutters or impact windows can move you into a better category, so order a new report.
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Simple from start to finish
How a Davie Wind Mitigation Inspection Works
Gather your paperwork
Find roof and window permits if you have them, and tell us the year built. Then choose a time.
Attic, roof, every opening
Peter photographs the framing, the covering and each window and door, and he measures the slope.
Get the signed form
The finished report, with its photos, usually comes to you the day of the visit.
Pass it to your agent
Your insurance agent sends it to the carrier, which decides the credits you receive.
Your inspector
Peter Lemos, Certified Master Inspector®
Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.
2008Since
4.9★Google
3Counties
24hReports
Client notes · Google reviews
What South Florida Homeowners Say
4.9 Based on 82 Google reviews
“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”
“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”
“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”
“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”
“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”
“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”
Good questions
Wind Mitigation FAQs for Davie, FL
What owners in town ask before booking. Need more? Call (954) 297-0317.
Is Davie in the HVHZ even though it is inland?
Yes. The Florida Building Code applies the High-Velocity Hurricane Zone to Miami-Dade and Broward counties, and that includes inland towns. So every Davie home answers HVHZ on the Region item, and no separate wind speed is needed for it.
My Davie home was built in the 1990s. Which building code answer do I get?
It depends on the permit. For a home built in 1994, 1995 or 1996, the SFBC-94 option needs a permit application after September 1, 1994. A house from earlier in the decade will not reach a code option, but other features can still earn credits.
Where do I find my permit dates in Davie?
Start with your closing papers. If they are missing, the Town of Davie Building Division on SW 36th Street handles permit records, and the Town's online system lets you search by permit number or address.
How much will a wind mitigation inspection save me?
We cannot give a number, because each carrier sets its own credits. A hip roof, roof-to-wall connectors, a sealed deck and protected openings can each reduce the windstorm part of a premium. Your agent can run the figures from the report.
My report is on the old form. Do I need a new one?
Any inspection on or after April 1, 2026 must use Rev. 04/26. Citizens says it accepts the January 2012 form if it was completed within five years before that date and nothing structural has changed. Other carriers may differ, so check with your agent.
Does a barn or guest house need its own wind mitigation form?
Ask your agent how your carrier handles detached structures. We complete the form for the home being insured, and features on a separate building do not change the answers for the main house.
What is the difference between this and a 4-point?
Wind mitigation records features that can lower your premium. A 4-point inspection tells an underwriter the condition of your roof, electrical, plumbing and A/C. Many Davie homes past 20 years need both, and both fit in one visit.
Often booked together
Other Inspections in Davie
Older homes in town often need these too, and one trip can cover them. All inspection services in Davie
Roof Inspection in Davie
Drone and attic inspection for shingle, tile and metal roofs, including wide one-story roof lines.
Home Inspection in Davie
Whole-house inspection for Davie buyers and sellers, with well water testing available on rural lots.
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Wind Mitigation Inspections Near Davie
Every Broward and Miami-Dade address answers HVHZ on this form. In Palm Beach County, outside that zone, the Region item works differently. Our South Florida wind mitigation page has the wider picture.
Wind Mitigation Inspection across South Florida All service areas
Wind Mitigation Inspection in nearby cities
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