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Hurricane approaching a South Florida home, with the roof straps and connections a wind mitigation inspection documents

Form OIR-B1-1802 · Rev. 04/26 · Pompano Beach, FL

Wind Mitigation Inspection in Pompano Beach, FL

A wind mitigation inspection in Pompano Beach, FL puts your roof shape, roof-to-wall connections and window protection on the state's OIR-B1-1802 form, so your insurer can weigh the credits Florida law says it must offer. We complete the Rev. 04/26 version, usually with the report the same day.

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  • FormOIR-B1-1802 (Rev. 04/26)
  • ValidUp to 5 years
  • Region answerHVHZ (all of Broward)
  • Watch forGables · partial impact glass

On this form, in this city

Where Pompano Beach Homes Gain or Lose on the Form

Item 2 is settled, since Broward is HVHZ. The answers that vary here are roof shape, permit dates and the glass, and a neighbor's report tells you little about yours.

Map of South Florida showing Pompano Beach, 14.8 miles from the Global Home Inspectors office in Hollywood PALM BEACH CO. BROWARD CO. MIAMI-DADE CO. ATLANTIC 10 MI25 MI50 MI HollywoodFort LauderdaleMiramarPembroke PinesDaviePlantationHallandale BeachMiamiMiami BeachAventuraBoca RatonDelray BeachBoynton BeachWest Palm Beach OFFICE POMPANO BEACH · 14.8 MI
Local field sheetPompano Beach, FL
Sheet · Wind Mitigation

A postwar city that filled in fast: 1950s and 1960s block homes inland, canal plats on the east side, golf-course condos in Palm Aire, 55+ living in Leisureville and oceanfront towers from the late 1960s onward.

County
Broward County, FL
Building code zone
High-Velocity Hurricane Zone (HVHZ)
From our office
14.8 miles from 3610 N 65th Ave, Hollywood
Typical homes
Concrete block homes from the mid-1950s through the 1960s, with newer rebuilds on some canal lots
Condos
Garden and high-rise buildings in Palm Aire, 55+ Leisureville, oceanfront towers from the late 1960s on
Water
Intracoastal, Pompano and Cypress Creek canals, tide-influenced drainage. Flood zones vary by parcel
Salt and coast
About 3 miles of Atlantic beach up to Hillsboro Inlet, with salt air reaching canal-side metal
Building department
City Hall, 100 W Atlantic Blvd, which also runs the Building Safety Inspection Program
ZIP codes
33060 · 33062 · 33064 · 33069
Neighborhoods we cover
  • Old Pompano
  • Cresthaven
  • Pompano Beach Highlands
  • Palm Aire
  • Leisureville
  • Garden Isles
  • Pompano Isles
  • Harbor Village
  • Santa Barbara Shores
  • Terra Mar
  • Hillsboro Shores
  • Cypress Bend
  • Cypress Lakes
  • Golfview Estates
  • Collier City

  1. Staggered gables in the Highlands

    One of the 1950s Mackle models in Pompano Beach Highlands, the Lime Beach, was designed with staggered roof gables, so a hip answer on item 7 is not automatic. We measure the whole roof line rather than assume, then record what the house actually has.

  2. A 1960 house beside a new rebuild

    On canal streets in Garden Isles and Pompano Isles, a recent rebuild can sit next to a house from around 1960. One may qualify under FBC 2007 or later on item 1, and the other will not. Bring the permit date if you know it.

  3. The water-facing glass is not enough

    It is tempting to upgrade the glass facing the canal or ocean first. Item 9 records the weakest opening, so one unprotected side window or an old garage door can set the answer for the whole home. We check every opening and show you which one it is.

Form OIR-B1-1802

Nine Items on a Pompano Beach Wind Mitigation Form

Move down the form or tap a pin to see what gets documented on the roof, in the attic and at every opening.

Cutaway illustration of a South Florida home during a home inspection Scrolling moves the inspection from the clay tile roof to the attic hurricane straps, the electrical panel, the plumbing, the A/C system and the foundation, and ends with the inspection report. 3610 72'-0" 16'-4" WH AHU X-RAY · SCANNING

  1. 1. Building code

    Options include FBC 2001 and 2004, FBC 2007 or later, and SFBC-94 for Broward homes permitted after September 1, 1994. Postwar Pompano homes usually fall outside all three.

    Year built · permit date

  2. 2. Region

    All of Broward is High-Velocity Hurricane Zone, so every address from Terra Mar to the Highlands gives the same answer here.

    HVHZ

  3. 3. Roof slope

    This item asks if at least two-thirds of the main roof area reaches 6:12. Low-slope rear rooms and carports on older block homes can complicate the measurement.

    6:12 or steeper · below

  4. 4. Roof covering

    Each covering, with permit dates or product approvals. The city's permit records at 100 W Atlantic Blvd can fill gaps when no one kept the re-roof paperwork.

    Permit · product approval

  5. 5. Roof deck attachment

    In the attic we check nail size and spacing at the deck. A house re-decked during a later re-roof can answer differently from its original 1960s framing.

    8d nails · spacing

  6. 6. Roof-to-wall attachment

    Older framing usually means toenails. Clips and wraps rank higher, and the current form adds performance-based options for tested retrofit connectors when they are documented.

    Clips · single · double wraps

  7. 7. Roof geometry

    A hip roof earns the geometry answer. Gables on some Highlands houses and on add-on rooms mean we look at the whole roof line before answering.

    Hip · flat · other

  8. 8. Sealed roof deck (SWR)

    Peel-and-stick underlayment or taped seams can qualify after a re-roof. Standard underlayment and hot-mopped felt do not, so we need to verify what went down.

    When verifiable

  9. 9. Opening protection

    Windows, doors, skylights and garage doors all count, and the weakest sets the answer. Upgrading only the beach-side glass will not move it.

    Weakest opening counts
Inspector checking a clay tile roof during a wind mitigation inspection in Hollywood, FLRoof check

Why it matters here

What a Wind Mitigation Report Does for a Pompano Beach Policy

With about 3 miles of Atlantic beachfront and the Intracoastal running through town, this is a place where windstorm coverage tends to carry real weight. Section 627.0629, Florida Statutes, requires insurers to offer credits for features that reduce hurricane damage, yet a feature nobody documented does nothing for your premium. Your agent works from the form, not from what you remember the roofer saying.

Plan on less than an hour for most homes. Peter climbs into the attic, reviews the roof and openings, backs each attribute in items 2 through 9 with a photo or document, and signs the form. Since April 1, 2026, inspections must use Rev. 04/26, which carries nine items, including Region and Roof Slope.

  • Rev. 04/26 form with supporting photos
  • Valid up to five years if nothing material changes
  • Easy to pair with a 4-point on one visit

  • Older homes still qualify

    A 1960s house misses the building code answer, but a hip roof, good connectors or protected openings can still count.

  • Five-year shelf life

    A single form can carry you through renewals and a change of carrier, provided the structure has no material changes and no inaccuracies turn up.

  • Buying on a canal?

    Order it during your inspection period so the insurance quote reflects the actual house, not the listing.

  • Upgraded since your last form?

    A new roof or impact glass only counts once it is documented. A fresh report captures it before renewal.

Your report, explained

Reading the OIR-B1-1802 Form for a Pompano Beach Home

Nine items, each with its own rules. A photo or document backs every attribute in items 2 through 9, and the insurer sets the credits from there.

State of Florida · Form OIR-B1-1802 (Rev. 04/26)Uniform Mitigation Verification Inspection
  1. 01Building codeFBC 2001+
  2. 02RegionHVHZ
  3. 03Roof slope6:12 or steeper
  4. 04Roof coveringFBC-approved
  5. 05Roof deck attachment8d @ 6"/12"
  6. 06Roof-to-wall attachmentDouble wraps
  7. 07Roof geometryHip roof
  8. 08Sealed roof deck (SWR)SWR present
  9. 09Opening protectionImpact-rated
Peter LemosInspector signature · CMI®

How to get the most from your report

01
Have permits handy
Roof, window and shutter permits or product approvals help prove dates and ratings.
02
Clear the attic access
Most of the form is answered from the attic, so we need to reach the hatch safely.
03
Every opening counts
Opening protection is only credited at its best level when every window, door and skylight is protected.
04
Update after upgrades
A new roof, shutters or impact windows can move you into a better category, so order a new report.

Simple from start to finish

How a Pompano Beach Wind Mitigation Inspection Goes

  1. Book the visit

    Call or send the form, and have any roof or window permits handy if you can find them.

  2. Attic, roof, openings

    Peter photographs attic framing, the roof covering and each window and door, item by item.

  3. Signed form, usually same day

    The completed OIR-B1-1802 and its photos reach you, typically on the day of the inspection.

  4. Pass it to your agent

    Your agent submits the report, and the insurer decides which credits apply to your policy.

Peter Lemos, certified home inspector in South Florida

Your inspector

Peter Lemos, Certified Master Inspector®

Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.

Meet Peter

2008Since
4.9★Google
3Counties
24hReports

Client notes · Google reviews

What South Florida Homeowners Say

4.9 Based on 82 Google reviews

“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”

Monique M.4-point & wind mitigation

“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”

Kendry A.Home inspection

“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”

R. Mast4-point inspection

“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”

Mari H.4-point & wind mitigation

“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”

NeilInsurance inspection

“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”

Angela C.Insurance agent, State Farm
Read all 82 reviews on Google Leave a review See all client reviews

Good questions

Wind Mitigation FAQs for Pompano Beach, FL

Common questions from owners in Pompano Beach. Need something else? Call (954) 297-0317.

How much will a wind mitigation report save me in Pompano Beach?

We cannot name a figure, because it depends on the home and the carrier. Florida law requires insurers to offer credits for documented features, and your agent can run the numbers once the report is in hand.

Is Pompano Beach in the High-Velocity Hurricane Zone?

Yes. The Florida Building Code applies the HVHZ to Miami-Dade and Broward only, and this city is in Broward. Cross north into Palm Beach County and the Region item works differently, based on the design wind speed at the address.

I have a gable-roofed house in the Highlands. Can I still get credits?

Possibly. A gable roof will not earn the hip answer on item 7, but roof-to-wall connectors, a sealed roof deck and protected openings are separate items. We document what the house has, and your insurer decides the rest.

Does a wind mitigation report make sense for a Palm Aire or Leisureville condo?

Ask your agent first, because it depends on your carrier and policy, and many of the features belong to the association. If your carrier wants one, we can complete it. Our Pompano Beach condo inspection page covers what we check inside the unit.

My report is on the old form. Do I need a new one?

For any inspection since April 1, 2026, Rev. 04/26 is the required version. An older January 2012 report can still work at Citizens if it was completed in the five years before that date and the structure has not changed. Ask your agent about other carriers.

What's the difference between wind mitigation and a 4-point?

Wind mitigation is about credits: it records features that may reduce the premium. A 4-point inspection is about eligibility: it tells the underwriter how the roof, wiring, plumbing and A/C are holding up. Many older Pompano Beach houses need both.

What should I have ready?

Access to the attic hatch, plus any permits or product approvals for the roof, windows and shutters. The City of Pompano Beach Building Department keeps permit records if you are missing paperwork.

Often booked together

Other Inspections in Pompano Beach

Postwar homes in Pompano Beach often need these too, and they can share the visit. All inspection services in Pompano Beach

From our blog

Learn More Before You Book

Plain-English guides to the questions we hear most, from Florida law to what insurers ask for. All articles

Also nearby

Wind Mitigation Inspections Near Pompano Beach

Broward and Miami-Dade answer HVHZ on the form. North in Boca Raton and Delray Beach, the Region item depends on the design wind speed at the address.

Wind Mitigation Inspection across South Florida All service areas

Wind Mitigation Inspection in nearby cities

Fort LauderdaleBoca RatonPlantationDelray Beach
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