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Hurricane approaching a South Florida home, with the roof straps and connections a wind mitigation inspection documents

Form OIR-B1-1802 · HVHZ · Plantation, FL

Wind Mitigation Inspection in Plantation, FL

Your roof, attic and openings become documented answers when a wind mitigation inspection in Plantation, FL fills out Form OIR-B1-1802 (Rev. 04/26). Florida law requires insurers to offer credits for qualifying features, but they need proof. You usually have the signed report the same day.

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  • FormOIR-B1-1802 (Rev. 04/26)
  • ValidUp to 5 years
  • Item 2 hereHVHZ (all of Broward)
  • On siteUsually under 1 hour

Wind mitigation in Plantation

Where Plantation Homes Gain or Miss Credits on the Form

A city built in stages gives different answers at different addresses. The permit date, the roof shape and what the last re-roof included usually decide the form.

Map of South Florida showing Plantation, 6.0 miles from the Global Home Inspectors office in Hollywood PALM BEACH CO. BROWARD CO. MIAMI-DADE CO. ATLANTIC 10 MI25 MI50 MI HollywoodFort LauderdaleMiramarPembroke PinesDavieHallandale BeachPompano BeachMiamiMiami BeachAventuraBoca RatonDelray BeachBoynton BeachWest Palm Beach OFFICE PLANTATION · 6.0 MI
Local field sheetPlantation, FL
Sheet · Wind Mitigation

A drained, canal-laced city planned in the 1940s and incorporated in 1953: older ranch and canal homes east of University Drive, Jacaranda's condos, townhomes and villas west of it, and rural Plantation Acres on the western side.

County
Broward County, FL
Building code zone
High-Velocity Hurricane Zone (HVHZ)
From our office
6.0 miles from 3610 N 65th Ave, Hollywood
Typical homes
1950s to 1970s ranch and canal homes in the east, planned communities in the center, acreage to the west
Roofs
Shingle and tile, often under big shade trees, with flat sections on older additions
Condos
Garden condos, villas and townhomes in Jacaranda, plus 55+ Lauderdale West. No oceanfront towers
Water
Inland, so less salt air. Drainage runs on canals and pump stations. Flood zones vary by address
Septic and wells
Many Plantation Acres listings show septic tanks, and some show wells
ZIP codes
33317 · 33322 · 33323 · 33324 · 33325
Neighborhoods we cover
  • Plantation Isles
  • Plantation Gardens
  • Plantation Manors
  • Plantation Hills
  • Plantation Park East
  • Country Club Estates
  • Mirror Lake
  • Jacaranda
  • Lauderdale West
  • Plantation Acres
  • Melaleuca Isles
  • Plantation Preserve

  1. The 1994 line runs through the city

    Plantation Isles and many east-side homes predate the SFBC-94 option on item 1, so their credits have to come from hip roofs, connectors, a sealed deck or protected openings. Homes built from 1994 to 1996 need a permit application after September 1, 1994 to use it.

  2. Villas, townhomes and shared roofs

    In Jacaranda or Lauderdale West, roof permits and shutter records may sit with the association, and attics can be hard to reach. Ask for re-roof dates before the visit, because items 4 and 8 depend on what can be documented.

  3. Finding old permit dates

    The city's Building Department can help with older records, and its Microfilm Division handles copies of plans, sometimes by appointment. That matters when a roof was replaced years ago and nobody kept the paperwork. Features nobody can document usually do not count.

Form OIR-B1-1802 · Rev. 04/26

Nine Questions the Form Asks About a Plantation Home

Scroll the form, or tap a pin, for what we photograph on the roof, up in the attic and at each opening.

Cutaway illustration of a South Florida home during a home inspection Scrolling moves the inspection from the clay tile roof to the attic hurricane straps, the electrical panel, the plumbing, the A/C system and the foundation, and ends with the inspection report. 3610 72'-0" 16'-4" WH AHU X-RAY · SCANNING

  1. 1. Building code

    FBC 2001 and 2004, FBC 2007 or later, or SFBC-94 in Broward, each with a permit-date test. Most Plantation Isles listings predate all three.

    Year built · permit date

  2. 2. Region

    HVHZ, on every address from the Isles to the Acres. You do not need a design wind speed lookup for this item.

    HVHZ

  3. 3. Roof slope

    We measure the main roof, at least two-thirds of its area, against 6:12. Ranch homes from the 1950s and 1960s often come in below that.

    6:12 or steeper · below

  4. 4. Roof covering

    Each covering needs a permit date or product approval. If the re-roof came before you bought, the city's permit records are the place to look.

    Permit · product approval

  5. 5. Roof deck attachment

    In the attic we check nail size and spacing where deck meets framing. Shallow ranch attics can limit access, and we record only what we can confirm.

    8d nails · spacing

  6. 6. Roof-to-wall attachment

    Toenails are common on older homes. Clips and wraps rate higher, and Rev. 04/26 adds options for tested retrofit connectors with proper documentation.

    Clips · single · double wraps

  7. 7. Roof geometry

    A hip roof can earn the geometry credit. Older homes here often mix hips with gable ends or flat additions, so the full roof line decides.

    Hip · flat · other

  8. 8. Sealed roof deck (SWR)

    Usually settled at the last re-roof. Peel-and-stick underlayment or taped seams can qualify. Regular underlayment and hot-mopped felt will not.

    When verifiable

  9. 9. Opening protection

    Every window, door, skylight and garage door counts, and the weakest sets the answer. Large western homes simply have more openings to verify.

    Weakest opening counts
Inspector checking a clay tile roof during a wind mitigation inspection in Hollywood, FLRoof check

Why order it

A Wind Mitigation Inspection Is How Old Roof Work Becomes a Credit

Being inland does not take a Plantation home out of the High-Velocity Hurricane Zone. All of Broward sits inside it. Section 627.0629, Florida Statutes, requires insurers to offer credits for features that reduce windstorm damage, but your agent needs evidence. The form supplies it in a standard layout, with a photo or document behind each attribute in items 2 through 9. Our guide explains what the report includes.

Most visits take under an hour. Peter checks the attic, walks the exterior, photographs the openings and signs the form, usually that day. Since April 1, 2026, inspections must use Rev. 04/26, which added the Region and Roof Slope items. If your last report predates a new roof, shutters or impact windows, it may be leaving those out.

  • Signed Rev. 04/26 form with photos attached
  • Good for up to five years if nothing material changes
  • Easy to pair with a 4-point on the same trip

  • Windstorm premium

    Credits vary by carrier and by home. Your agent decides what applies once the features are documented.

  • Five-year shelf life

    A report can serve renewals and new policies for up to five years, unless the structure materially changes or an inaccuracy turns up.

  • Buying in Plantation

    Get the form during your inspection period, so your insurance quote reflects the actual house before closing.

  • Upgraded since your last form?

    A new roof, shutters or impact glass only help once they appear on a current report.

Reading your report

How the OIR-B1-1802 Form Reads for a Plantation Home

Nine items, with a photo or document behind each attribute from item 2 on. Your insurer works from these answers when it calculates credits.

State of Florida · Form OIR-B1-1802 (Rev. 04/26)Uniform Mitigation Verification Inspection
  1. 01Building codeFBC 2001+
  2. 02RegionHVHZ
  3. 03Roof slope6:12 or steeper
  4. 04Roof coveringFBC-approved
  5. 05Roof deck attachment8d @ 6"/12"
  6. 06Roof-to-wall attachmentDouble wraps
  7. 07Roof geometryHip roof
  8. 08Sealed roof deck (SWR)SWR present
  9. 09Opening protectionImpact-rated
Peter LemosInspector signature · CMI®

How to get the most from your report

01
Have permits handy
Roof, window and shutter permits or product approvals help prove dates and ratings.
02
Clear the attic access
Most of the form is answered from the attic, so we need to reach the hatch safely.
03
Every opening counts
Opening protection is only credited at its best level when every window, door and skylight is protected.
04
Update after upgrades
A new roof, shutters or impact windows can move you into a better category, so order a new report.

Simple from start to finish

Your Plantation Wind Mitigation Inspection, Start to Finish

  1. Gather what you have

    Roof permits, shutter paperwork and product approvals all help. Call, and we will schedule around your renewal date.

  2. Attic, roof and every opening

    Peter photographs connectors, decking, coverings and each window and door, item by item.

  3. Signed report

    The completed form and photos usually reach you before the day is out.

  4. Pass it to your agent

    Your insurance agent reviews the form and determines which credits apply.

Peter Lemos, certified home inspector in South Florida

Your inspector

Peter Lemos, Certified Master Inspector®

Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.

Meet Peter

2008Since
4.9★Google
3Counties
24hReports

Client notes · Google reviews

What South Florida Homeowners Say

4.9 Based on 82 Google reviews

“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”

Monique M.4-point & wind mitigation

“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”

Kendry A.Home inspection

“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”

R. Mast4-point inspection

“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”

Mari H.4-point & wind mitigation

“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”

NeilInsurance inspection

“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”

Angela C.Insurance agent, State Farm
Read all 82 reviews on Google Leave a review See all client reviews

Good questions

Wind Mitigation Questions From Plantation, FL

Common questions about a wind mitigation inspection in Plantation. Need another answer? Call (954) 297-0317.

Is Plantation in the High-Velocity Hurricane Zone even though it is inland?

Yes. The Florida Building Code applies the HVHZ to all of Broward and Miami-Dade, coast or not. So every Plantation home answers HVHZ on item 2, and products installed here are held to that standard.

How much can a wind mitigation inspection save me in Plantation?

We do not quote savings, because credits depend on the home and the insurer. A hip roof, strong roof-to-wall connections, a sealed deck and protected openings are the features that can move the windstorm portion. Your agent can run the numbers with the report in hand.

Can a 1960s home in Plantation Isles still earn credits?

Often. It will not get a building code credit, but roof shape, connectors or protected openings can count, and a later re-roof may add a sealed deck. We document what is there, and your insurer decides.

I own a townhome or villa in Jacaranda. Can I still get the form?

Often, yes, though your carrier and the association documents shape how useful it is, so ask your agent first. We need access to the attic and the openings, and roof or shutter records may have to come from the association.

Where can I find old roof permits in Plantation?

Start with the city's Building Department at 401 NW 70th Terrace. Its Microfilm Division can help with copies of older plans, and an appointment may be needed. Your seller or roofer may also have records.

My report is on the old form. Do I need a new one?

Any inspection on or after April 1, 2026 must use Rev. 04/26. Citizens says credits are unchanged at this time and accepts the January 2012 form if it was completed within five years before that date with no structural changes. Check with your own carrier.

How is this different from a 4-point?

Wind mitigation documents features that can lower the premium. A 4-point inspection reports the condition of the roof, electrical, plumbing and A/C so the underwriter can decide on the policy. Plenty of older homes in Plantation need both, and both fit one visit.

Often booked together

Other Inspections in Plantation

A wind form rarely travels alone on older homes here. These commonly go with it. All inspection services in Plantation

From our blog

Learn More Before You Book

Plain-English guides to the questions we hear most, from Florida law to what insurers ask for. All articles

Also nearby

Wind Mitigation Beyond Plantation

Neighboring Broward cities also answer HVHZ on item 2, and so does all of Miami-Dade. Palm Beach County works differently, since its Region answer depends on design wind speed.

Wind Mitigation Inspection across South Florida All service areas

Wind Mitigation Inspection in nearby cities

DavieFort LauderdalePembroke PinesPompano Beach
South Florida home with a pool and lanai lit at night

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