Skip to content
(954) 297-0317Call Global Home Inspectors
Hurricane approaching a South Florida home, with the roof straps and connections a wind mitigation inspection documents

Palm Beach County · Form OIR-B1-1802 · Delray Beach, FL

Wind Mitigation Inspection in Delray Beach, FL

A wind mitigation inspection in Delray Beach, FL does not read quite like one across the county line in Broward. Palm Beach County sits outside the High-Velocity Hurricane Zone, so two answers on form OIR-B1-1802 change. We document your home's hurricane features and usually deliver the report the same day.

Call (954) 297-0317 Get a Free Quote
5-star rated on Google
  • FormOIR-B1-1802 (Rev. 04/26)
  • Region answerDesign wind speed at address
  • SFBC-94 optionNot available here
  • ValidUp to 5 years

Palm Beach County rules

Delray Beach Is Outside the HVHZ: What That Changes on Your Form

Anyone who has seen a Broward report will notice the differences. These three shape a wind report here more than anything else.

Map of South Florida showing Delray Beach, 30.4 miles from the Global Home Inspectors office in Hollywood PALM BEACH CO. BROWARD CO. MIAMI-DADE CO. ATLANTIC 10 MI25 MI50 MI HollywoodFort LauderdaleMiramarPembroke PinesDaviePlantationHallandale BeachPompano BeachMiamiMiami BeachAventuraBoca RatonBoynton BeachWest Palm Beach OFFICE DELRAY BEACH · 30.4 MI
Local field sheetDelray Beach, FL
Sheet · Wind Mitigation

A historic core of 1920s to 1940s houses around Atlantic Avenue and the Marina, canal and beachside streets along the Intracoastal, and, outside the city limits to the west, large 55+ condo communities with Delray Beach mailing addresses.

County
Palm Beach County, FL
Building code zone
Outside the HVHZ · region set by design wind speed
From our office
30.4 miles from 3610 N 65th Ave, Hollywood
Typical homes
Frame and masonry houses from 1902 to the 1940s downtown, then mid-century and newer rebuilds
West of town
55+ condos from the 1970s to the 1990s, some unincorporated but with Delray Beach addresses
Roofs
Mission and Mediterranean tile, flat parapet sections, cottage gables, association roofs on condos
Condos
One- and two-story buildings in Kings Point, low-rise near the beach, newer units downtown
Water and salt
Intracoastal seawalls, king tides on low streets, Tropic Isle canals. Flood zones vary by address
ZIP codes
33444 · 33445 · 33446 · 33483 · 33484
Neighborhoods we cover
  • Marina Historic District
  • Old School Square
  • Del-Ida Park
  • Nassau Park
  • West Settlers
  • Pineapple Grove
  • Osceola Park
  • Lake Ida
  • Seagate
  • Vista Del Mar
  • Tropic Isle
  • Rainberry Bay
  • Lakes of Delray
  • Kings Point
  • High Point
  • Villages of Oriole

  1. No automatic Region answer

    Item 2 offers HVHZ, Region 1, Region 2 or Region 3. HVHZ does not apply in Palm Beach County, so we take the design wind speed for your address from the ASCE 7-22 hazard tool and document it. We look it up each time instead of assuming one answer for the whole city.

  2. No SFBC-94 option on item 1

    Broward homes permitted after September 1, 1994 can use the South Florida code option. That choice does not exist here. A home in this city has to meet the FBC 2001 and 2004 or FBC 2007 or later permit dates to qualify, so older houses lean on roof shape, connectors and openings.

  3. Permits can sit with two offices

    Items 1 and 4 lean on permit dates. Inside the city, ask the City of Delray Beach Building Division. In Kings Point, High Point or Villages of Oriole, unincorporated Palm Beach County handles permits, even though the mail says Delray Beach.

Form OIR-B1-1802 · Rev. 04/26

Nine Items on a Delray Beach Wind Mitigation Form

Follow the form pin by pin, from permit dates to the weakest opening. Scroll or tap to see what we document at your address.

Cutaway illustration of a South Florida home during a home inspection Scrolling moves the inspection from the clay tile roof to the attic hurricane straps, the electrical panel, the plumbing, the A/C system and the foundation, and ends with the inspection report. 3610 72'-0" 16'-4" WH AHU X-RAY · SCANNING

  1. 1. Building code

    FBC 2001 and 2004, or FBC 2007 or later, based on the permit date. SFBC-94 is for the HVHZ only, so it is never the answer at a Delray address.

    Year built · permit date

  2. 2. Region

    Not HVHZ. Region 1, 2 or 3 depends on the design wind speed at your address, taken from the ASCE 7-22 hazard tool and backed by a document.

    Set by design wind speed

  3. 3. Roof slope

    Is at least two-thirds of the main roof 6:12 or steeper? Cape Cod-style cottages in Nassau Park and shallow Mission Revival roofs can land on opposite sides.

    6:12 or steeper · below

  4. 4. Roof covering

    Every covering in use, with permit dates or product approvals. Paperwork comes from the City of Delray Beach, or from the county for unincorporated addresses.

    Permit · product approval

  5. 5. Roof deck attachment

    We check fastening from the attic and record the weakest we can verify. Old frame houses can have board decking, and a first-floor condo has no attic to reach.

    8d nails · spacing

  6. 6. Roof-to-wall attachment

    Older frame houses may rely on toenails, while later construction may show clips or wraps. The 2026 form also recognizes tested retrofit connectors when they are documented.

    Clips · single · double wraps

  7. 7. Roof geometry

    Hip roofs usually rank best. Gables on old cottages and flat parapet roofs on Art Moderne homes answer differently, so we review the whole roof line.

    Hip · flat · other

  8. 8. Sealed roof deck (SWR)

    Worth checking after any re-roof. Self-adhering membrane or taped seams can count if we can verify them. Ordinary underlayment and hot-mopped felt are excluded.

    When verifiable

  9. 9. Opening protection

    Windows, doors, skylights and garage doors: the weakest one sets the answer. One original multi-paned cottage window beside new impact glass will hold the whole item down.

    Weakest opening counts
Inspector checking a clay tile roof during a wind mitigation inspection in Hollywood, FLRoof check

Why order one

Why Delray Beach Owners Order a Wind Mitigation Inspection

With about three miles of Atlantic beachfront and the Intracoastal running through town, windstorm coverage gets real attention here at renewal. Section 627.0629, Florida Statutes, tells insurers to offer credits for construction features that reduce storm damage. The catch: an agent can only credit what the form shows, and each attribute in items 2 through 9 needs a photo or document. Our guide to the wind mitigation report walks through it.

Most homes take under an hour. Peter checks the attic, roof and openings, gathers proof for each item and signs the form. Since April 1, 2026, inspections must be on Rev. 04/26, and a report stays good for up to five years as long as the structure sees no material changes and no inaccuracies turn up.

  • Current Rev. 04/26 form with proof for each item
  • Region looked up for your address, not assumed
  • Fits in one visit with a 4-point

  • Windstorm credits

    Amounts vary by home and carrier, and your insurer decides. Documented features are what make you eligible.

  • Historic house?

    Impact windows or shutters count once installed, but exterior work in a historic district needs a Certificate of Appropriateness first.

  • Buying in Delray Beach

    Order it during your inspection period, so your insurance quote reflects the actual house.

  • Re-roofed or upgraded?

    A new roof, straps or openings only count once they reach the form. Update the report rather than waiting for renewal.

Reading your report

How Form OIR-B1-1802 Reads for a Delray Beach Home

Nine items, with a supporting photo or document for items 2 through 9. A FORTIFIED Home certificate can validate items 4 to 6 and 8 to 9.

State of Florida · Form OIR-B1-1802 (Rev. 04/26)Uniform Mitigation Verification Inspection
  1. 01Building codeFBC 2001+
  2. 02RegionBy wind speed
  3. 03Roof slope6:12 or steeper
  4. 04Roof coveringFBC-approved
  5. 05Roof deck attachment8d @ 6"/12"
  6. 06Roof-to-wall attachmentDouble wraps
  7. 07Roof geometryHip roof
  8. 08Sealed roof deck (SWR)SWR present
  9. 09Opening protectionImpact-rated
Peter LemosInspector signature · CMI®

How to get the most from your report

01
Have permits handy
Roof, window and shutter permits or product approvals help prove dates and ratings.
02
Clear the attic access
Most of the form is answered from the attic, so we need to reach the hatch safely.
03
Every opening counts
Opening protection is only credited at its best level when every window, door and skylight is protected.
04
Update after upgrades
A new roof, shutters or impact windows can move you into a better category, so order a new report.

Simple from start to finish

How a Delray Beach Wind Mitigation Inspection Works

  1. Schedule

    Call or send the form, and mention any permits, product approvals or shutter paperwork you already have.

  2. Look up the address

    We check the design wind speed for your property, so the Region answer has a document behind it.

  3. Attic, roof and openings

    Peter photographs framing, decking, connectors, covering and every window and door.

  4. Signed form for your agent

    You usually get the report the same day. Your agent and insurer decide how credits apply.

Peter Lemos, certified home inspector in South Florida

Your inspector

Peter Lemos, Certified Master Inspector®

Locally owned in Hollywood, FL and serving South Florida since 2008. Peter holds InterNACHI certifications in wind mitigation, 4-point and mold inspection, and clients rate Global Home Inspectors 5 stars on Google.

Meet Peter

2008Since
4.9★Google
3Counties
24hReports

Client notes · Google reviews

What South Florida Homeowners Say

4.9 Based on 82 Google reviews

“I called Global Home Inspectors to conduct a 4 point inspection and wind mitigation inspection. Peter arrived on time and was very professional. He started the inspection process immediately and took pictures. I received my report the same day and I am very pleased with the service. …”

Monique M.4-point & wind mitigation

“From start to finish, Peter was prompt, professional, and incredibly thorough. He took the time to explain every detail, answer our questions, and provide a clear and comprehensive report.”

Kendry A.Home inspection

“He was able to come out and complete the inspection within 24 hours and send me the report the same day. Most companies would have taken a week to come out and another week to send the report.”

R. Mast4-point inspection

“After a few upgrades to our home, we needed to provide our insurance company with an updated 4 point & wind mitigation inspection. I’m so glad I went with Peter because he was fantastic! He arrived on time, was a great communicator, and sent the reports very quickly. …”

Mari H.4-point & wind mitigation

“Peter visited my place as scheduled and came prepared with a good understanding of my house's historical record. … I received the report 20 minutes right after his leave. Super fast! … p.s. the drone is really cool; used to take a full view of the roof.”

NeilInsurance inspection

“Mr. Lemos is very responsive, attentive, customer friendly. Working with him and mutual customer was an absolute breath of fresh air. …”

Angela C.Insurance agent, State Farm
Read all 82 reviews on Google Leave a review See all client reviews

Good questions

Wind Mitigation FAQs for Delray Beach, FL

Common questions about wind mitigation inspections in Delray Beach, FL. Have another? Call (954) 297-0317.

Is Delray Beach in the HVHZ?

No. The Florida Building Code applies the HVHZ to Miami-Dade and Broward only, and this city is in Palm Beach County. The Region item on your form is set by the design wind speed at your address, not the HVHZ box.

Which wind region is my Delray Beach home in?

We do not assume. The form sorts homes into Region 1 (140 mph or more), Region 2 (130 to 139 mph) or Region 3 (below 130 mph). We pull the design wind speed for your address from the ASCE 7-22 hazard tool and attach it to the report.

I live in Kings Point. Where do I find permits?

Kings Point, High Point and Villages of Oriole lie in unincorporated Palm Beach County, so the county Building Division holds those permits even though your mail says Delray Beach. Homes inside the city limits use the City of Delray Beach Building Division.

Do condo owners need a wind mitigation report?

Ask your HO-6 agent first. The association usually insures the building, so whether the form affects your own policy depends on the carrier. If your agent wants one, we can do it, though a ground-floor unit limits what we can verify in an attic.

My report is on the old form. Is it still good?

Any inspection on or after April 1, 2026 has to use Rev. 04/26. Citizens says it accepts the January 2012 form if it was completed within five years before that date with no changes to the structure, and that credits are unchanged at this time. Other carriers may differ, so check first.

Can a 1920s or 1930s Delray Beach house earn credits?

It can. It will not qualify on the building code item, but a hip roof, documented connectors, protected openings or a sealed deck added during a re-roof can all appear on the form. Your insurer decides how much those count.

What separates this from a 4-point?

One is about credits, the other about eligibility. The wind form lists hurricane features that may reduce your premium. A 4-point inspection tells the underwriter what shape the roof, electrical, plumbing and A/C are in. Older houses here often need both.

Often booked together

Other Inspections in Delray Beach

Older houses in this city often need these too, and they can share the visit. All inspection services in Delray Beach

From our blog

Learn More Before You Book

Plain-English guides to the questions we hear most, from Florida law to what insurers ask for. All articles

Also nearby

Wind Mitigation Inspections Near Delray Beach

Boca Raton and Boynton Beach are also in Palm Beach County, so the Region item works the same way there. Head south into Broward, as in Pompano Beach, and every home answers HVHZ.

Wind Mitigation Inspection across South Florida All service areas

Wind Mitigation Inspection in nearby cities

Boca RatonBoynton BeachWest Palm BeachPompano Beach
South Florida home with a pool and lanai lit at night

Free estimate

Schedule Your Delray Beach Wind Mitigation Inspection

Call or text for the fastest response. We answer seven days a week and can often inspect the same or next day.

Call or text(954) 297-0317 Emailglobalhomeinspectors@gmail.com
HoursMon – Sun · 5:00 AM – 10:00 PM

Inspection work order

Nº GHI-0000

Prefer to talk? Call or text (954) 297-0317. By sending, you agree to our Privacy Policy.